At The Student Funding Company, we're on a mission to make studying more accessible.
We provide student loans for local and international students pursuing education in the UK.
Our loans are intended to help students meet the cost of study in the UK. All applications are subject to status, eligibility and affordability assessment, and not all applicants will be approved.
Borrowing money costs money. Missed or late payments may affect your credit rating and your ability to obtain credit in future. You remain personally responsible for repaying the loan in full.
Why Choose The Student Funding Company?
Fixed interest rates
Our fixed-rate loans keep the interest rate the same for the agreed term of the loan, so the monthly repayment amount stated in your credit agreement does not change during that term. The rate offered depends on your individual circumstances and the outcome of our assessment.
Fees and charges set out up front
All interest, fees and charges that apply to your loan are set out in your credit agreement before you sign it, so you can see the total amount payable in advance. Charges may apply if you miss a payment.
Repayment terms
Loans are available over a range of repayment terms. A longer term reduces the monthly repayment amount but increases the total amount of interest you pay over the life of the loan.
No security required
Our loans are unsecured, so no property, savings or other assets are required as security. You remain personally responsible for repaying the loan in full.
Co-signatories
You may apply with a co-signatory, such as a family member or other supporter. A co-signatory is legally responsible for repaying the loan if you do not, and should consider this carefully before agreeing. All applications remain subject to eligibility and affordability assessment.
Credit history in the UK
Repaying your loan on time may help you build or strengthen your UK credit history. Missed or late payments may harm your credit rating and make it harder to obtain credit in future.
Borrowing money costs money. Loans are subject to status, eligibility and affordability checks, and not all applicants will be approved. Nothing on this website is financial advice, an offer of credit, or a guarantee that a loan will be provided.
START YOUR LOAN APPLICATIONFunding for study in the UK, subject to eligibility
Student loans for undergraduate, postgraduate and vocational study in the UK.
Undergraduate study
Undergraduates
Our undergraduate student loans are intended to help with the cost of a first degree in the UK. Applications are subject to status, eligibility and affordability assessment.
Postgraduate study
Masters
Our postgraduate loans are for students taking master's degrees in the UK. The interest rate and loan amount offered depend on your individual circumstances and the outcome of our assessment.
Vocational courses and bootcamps
Vocational
We also fund students joining UK-based vocational courses and bootcamps in areas such as technology and business. As with all our loans, borrowing is subject to eligibility and affordability checks, and repayments must be made in full.